tag:blogger.com,1999:blog-6729142433840719999.post6428161535707182455..comments2024-03-28T15:48:08.036+08:00Comments on 第一天投资理财日记: AEONCR 半年业绩分析第一天http://www.blogger.com/profile/04606562688559885619noreply@blogger.comBlogger14125tag:blogger.com,1999:blog-6729142433840719999.post-81537041283908113142016-11-28T23:14:05.927+08:002016-11-28T23:14:05.927+08:00哦哦,那么久了我也不记得了,肯定有的,你认真去找下看就有了:)哦哦,那么久了我也不记得了,肯定有的,你认真去找下看就有了:)第一天https://www.blogger.com/profile/04606562688559885619noreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-47343077753336992352016-11-28T18:01:12.587+08:002016-11-28T18:01:12.587+08:00电单车领域是双位数成长(38%++),汽车领域由于比较新,所以是三位数增加哦(134%++)
这在季...电单车领域是双位数成长(38%++),汽车领域由于比较新,所以是三位数增加哦(134%++)<br />这在季报哪里看到的? 我找不到Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-35738864031398727282014-10-22T16:44:35.967+08:002014-10-22T16:44:35.967+08:00贷款拨备应该是指Allowance for impairment losses。一般上都会在dina...贷款拨备应该是指Allowance for impairment losses。一般上都会在dinancial statement出现但是他没有,只在cash flow那边看到。。第一天https://www.blogger.com/profile/04606562688559885619noreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-49067264865112335942014-10-22T14:23:22.340+08:002014-10-22T14:23:22.340+08:00hi 第一天,
i saw ur 1 sentence said that "贷款拨备大...hi 第一天,<br /><br />i saw ur 1 sentence said that "贷款拨备大大的增加了".<br /><br />"贷款拨备"=loan provision , rite? may i know normally where to find it in financial statement? because i unable find it in income statement? or in cash flow statement, "Allowance for impairment losses "? <br /><br />sorry disturb you.Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-11843011480306293022014-09-23T22:43:25.273+08:002014-09-23T22:43:25.273+08:00price to book value :)price to book value :)第一天https://www.blogger.com/profile/04606562688559885619noreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-41745928114710931022014-09-23T10:11:13.645+08:002014-09-23T10:11:13.645+08:00什么是账面估值?Net book value?什么是账面估值?Net book value?Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-35181873825224590732014-09-23T01:00:32.026+08:002014-09-23T01:00:32.026+08:00說的好!我也是如此覺得。所以,會提醒自己只是參考,也要自己思考。:)說的好!我也是如此覺得。所以,會提醒自己只是參考,也要自己思考。:)Jbasehttps://www.blogger.com/profile/06283644152810296921noreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-11308257414815725052014-09-23T00:35:00.346+08:002014-09-23T00:35:00.346+08:00哦哦,真的蛮有参考价值,谢谢啦:)
有一点值得深思的是,这个笔者信心十足,有点冲劲,但是当过分乐观的...哦哦,真的蛮有参考价值,谢谢啦:)<br />有一点值得深思的是,这个笔者信心十足,有点冲劲,但是当过分乐观的话,就很容易烧到了,这一点真的需要确切的留意。。第一天https://www.blogger.com/profile/04606562688559885619noreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-82934787089594147552014-09-23T00:26:56.863+08:002014-09-23T00:26:56.863+08:00天哥,我覺得這個分析可參考。。。所以轉載過來...天哥,我覺得這個分析可參考。。。所以轉載過來...Jbasehttps://www.blogger.com/profile/06283644152810296921noreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-21344741192943089132014-09-23T00:25:55.351+08:002014-09-23T00:25:55.351+08:00Despite lacklustre net profit growth of 10%, its r...Despite lacklustre net profit growth of 10%, its revenue still grows impressively at 28%. This shows that its business expansion is still very much intact, not affected by Bank Negara credit tightening. So what actually caused its profit growth to slump from 31% to just 10% ? In fact, it is due to a big provision of Rm28mil for impairment loss :-an amount set aside to standby for borrowers defaulting loan as required by accounting laws even though the borrowers have not actually defaulted the loans yet. <br /><br />The provision for impairment loss under the latest accounting standard FRS 130 is something like this : If a borrower forgets to pay 1 monthly instalment, it is deemed that he has defaulted 25% of the loan, so the accounting law requires that provision be made for 25% of that loan. If the borrower fails to pay 2 instalments consecutively, then provision must go up to 50%. If the borrows fails to pay 3 instalments consecutively(aka 90days delinquency), it is deemed that that borrower has defaulted 100% on the loan, so provision must go up to 100%. Of course, if borrower resume paying instalment, there will be "write-back" in the following quarter. Provision or "write-off" will decrease the net profit of that particular quarter, whereas "write-back" will increase the net profit. I like such conservative accounting because it is based on actual occurrence (borrower defaults on paying loan instalment) and all these figures are very real. Of course, the accountants and auditors will have to do more works, but their additional works benefit us (the shareholders) tremendously. <br /><br />The deterioration of loan quality was also picked up by its gross impaired loan ratio increased from 2.18% to 2.65%. Not to worry, 2.65% is still very healthy! By comparison, CIMB is at 3.2%. <br /><br />Full confidence shall be given in Aeon Credit's prudent credit control. The current big provision would be a one-time event and would not be repeated in the future. Trust Aeon Credit as it has 100 years of successful credit management experience in Japan ! <br /><br />Accompanying this profit announcement, Aeon Credit has also declared a commendable mid-year dividend of Rm0.274/share. If we annualise it , the full year dividend will be Rm0.55/share, giving a yield of 3.3%. <br /><br />Be wiseful when you sell.<br /><br />http://klse.i3investor.com/servlets/stk/5139.jspJbasehttps://www.blogger.com/profile/06283644152810296921noreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-61430241267265138562014-09-22T22:24:06.559+08:002014-09-22T22:24:06.559+08:00我的儿子就是叫SKY了XD,不过都被我们叫成LOT 10。。我的儿子就是叫SKY了XD,不过都被我们叫成LOT 10。。第一天https://www.blogger.com/profile/04606562688559885619noreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-4717806629378992622014-09-22T22:23:37.427+08:002014-09-22T22:23:37.427+08:00请参考BURSA最新季报的第九页:)请参考BURSA最新季报的第九页:)第一天https://www.blogger.com/profile/04606562688559885619noreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-33567526271909843482014-09-22T20:04:26.947+08:002014-09-22T20:04:26.947+08:00第一天的英文名字叫sky,我笑了^^第一天的英文名字叫sky,我笑了^^yyhttps://www.blogger.com/profile/06875759893779851289noreply@blogger.comtag:blogger.com,1999:blog-6729142433840719999.post-26192307146240678792014-09-22T17:02:03.233+08:002014-09-22T17:02:03.233+08:00Hi SKY, Gross NPL 在哪里能够看得到呢?Hi SKY, Gross NPL 在哪里能够看得到呢?Anonymoushttps://www.blogger.com/profile/01395339063377698201noreply@blogger.com